Financial Institutions / Agent Banks

Federated Payments offers financial institutions a referral program that allows our partners to completely outsource their payment processing services, including sales, risk management, boarding and support. Our program allows banks to grow a successful merchant account portfolio, while outsourcing the liability, overhead and dedicated support staff associated with such portfolios.

Payment Processing Services

• Credit Card processing, clearing & settlement Visa, MasterCard, American Express, Discover, Diners Club and JCB
• Debit Card processing Maestro, Interlink, Star Systems, Pulse, NYCE
• Gift / Loyalty and Stored value card programs State-of-the-art gift and loyalty stored solutions. The store value, $75 billion market, is growing at double digit rates.
• On-line payment gateway For eCommerce and MO/TO businesses

Terminal Management

• Support all major terminals Hypercom®, VeriFone, Lipman®, Nurit among others
• Sale and leasing options available Flexible, cost effective monthly plans
• Programming and deployment services Available nationwide
• Support and service Available 24 x 7 x 365.

Risk Management

• Underwriting of merchant accounts Federated Payments assumes merchant liability
• Compliance evaluation We ensure merchants remain compliant with Visa/MasterCard association regulations
• Risk monitoring Daily monitoring of merchants activity allows us to prevent fraud and minimize portfolio risk
• Account reviews Review of accounts allows us to adjust to merchant’s payment processing needs.

Back Office Services

• Account Boarding Full account boarding with processors and acquirer
• Merchant support 24 x 7 technical and service support
• Statements Detailed monthly statements issued
• Notifications Provide regular notification to merchants of any interchange or association changes
• Relationship Management Larger accounts requiring dedicated support are assigned a relationship manager.
• Notification & Processing Federated offers a rapid notification process for merchants to quickly address chargebacks
• Reconciliation We provide merchants retrieval services for support documents required for the reconciliation